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Personal Cover

Private Medical Insurance (also known as Private Health Insurance and PMI) will pay all, or some, of your medical bills and expenses if you are treated privately as an in-patient in hospital, as an out-patient, or if you need to see a specialist consultant without delay.

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Life & Critical Illness Insurance

Life insurance can pay your dependents a cash lump sum or regular income in the event of your death. Term Insurance policies run for a fixed period of time and only pay out if you die within that period. Whole of Life policies will pay out no matter when you die, provided that you have maintained your premium payments. Each type has distinct features and benefits and our team of insurance experts will be pleased to go through them with you to find the best solution for you and your dependents for a premium that you can afford.

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Income protection

Income protection insurance is an area where you will find more definitions and exclusions than any other personal insurance, so expert guidance and advice are essential.

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Private Medical Insurance

Protecting you and your business

Private Medical Insurance offers numerous benefits to you, your family and your business including helping to pay your medical bills and expenses if you are treated privately in hospital. It also gives you peace of mind that the health of your employees and your business is protected. Trust us to find the PMI policy that provides the right cover for you.

Income Protection Insurance

Protecting your standard of living

Income protection insurance is a financial safety net that supports you if an accident or illness prevents you from working. We are here to guide you through the many options that income protection policies can offer. See more about how we can provide you the right amount of replacement income at the time when you need it most.

Life & Critical Illness Insurance

Protecting your family

Our life and critical illness insurance policies have distinct benefits designed to provide the best solution for you and your family. We can help you to make informed decisions on which policies are best suited to your needs. We are committed to providing you with impartial advice and the best value life and critical illness insurance.