Private Medical Insurance (also known as Private Health Insurance and PMI) will pay all, or some, of your medical bills and expenses if you are treated privately as an in-patient in hospital, as an out-patient, or if you need to see a specialist consultant without delay.
Life & Critical Illness Insurance
Life insurance can pay your dependents a cash lump sum or regular income in the event of your death. Term Insurance policies run for a fixed period of time and only pay out if you die within that period. Whole of Life policies will pay out no matter when you die, provided that you have maintained your premium payments. Each type has distinct features and benefits and our team of insurance experts will be pleased to go through them with you to find the best solution for you and your dependents for a premium that you can afford.
Income protection insurance is an area where you will find more definitions and exclusions than any other personal insurance, so expert guidance and advice are essential.